Maryland MHIC Licensing

How to Hire a Licensed Handyman in Maryland

Maryland requires a license for all home improvement work, regardless of cost. Here is what the license means and what to ask before anyone starts work in your home.

Most homeowners in Maryland have heard the phrase "licensed and insured" so many times that it stopped registering. It sounds like marketing language. It's not. The MHIC license is a state requirement, and hiring without it means there's no state standard behind the work.

This page explains what the MHIC license covers, what it means for the work in your home, and what questions to ask any contractor before they start.

What Is an MHIC License?

MHIC stands for Maryland Home Improvement Contractor. The Maryland Home Improvement Commission issues this license and requires it for any contractor performing home improvement work. That includes handymen, remodelers, and trades doing work inside or outside a residential property.

To hold an MHIC license, a contractor must pass a licensing exam, maintain active registration with the state, and carry the required insurance. The license number is on file with the state and required to be current to work legally.

Property Renovators Home Services is licensed and insured in Maryland.

What the License Actually Tells You

The MHIC license does three things for you as a homeowner:

  • It tells you the contractor has met Maryland's minimum qualifications to do the work legally.
  • It means the contractor is registered, insured, and accountable to the Maryland Home Improvement Commission.

If you hire an unlicensed contractor, there's no credential behind the work and no standard it has to meet. Licensed contractors are held to a state-regulated standard. Unlicensed ones aren't.

Insurance Is Not the Same as Licensing

Licensing and insurance are two separate things. A contractor can hold a valid MHIC license and carry no insurance. They can also claim to be insured without being able to produce a current certificate.

General liability insurance covers property damage caused by the contractor during the job. If a handyman breaks a fixture, cracks a tile, or causes water damage, general liability is how that gets paid for. Workers compensation covers injuries to the crew on your property. If someone on the job is hurt, workers comp keeps that liability off your homeowners insurance.

Ask for a certificate of insurance before work starts. A legitimate contractor can produce one in minutes. If there's any hesitation, that's the answer you need.

Questions to Ask Before Hiring Any Handyman in Maryland

  • What is your MHIC license number?
  • Do you carry general liability insurance and workers compensation? Can you provide a certificate?
  • Will you give me a written quote before any work begins?
  • Who specifically will be doing the work at my home? Is it your own crew or subcontractors?
  • What is your workmanship guarantee? What happens if something fails after you leave?
  • How many years has your business been operating in this area?

Red Flags That Should Stop the Conversation

Some patterns signal a problem before work even starts. These are worth taking seriously:

  • Refuses to provide a license number or provides one that doesn't match their name in the state database.
  • Demands a large deposit before seeing the job or before providing a written scope of work.
  • Provides a verbal quote only and resists putting anything in writing.
  • The number is dramatically lower than other quotes with no clear explanation for the difference.
  • No physical address or verifiable business history in the area.

A legitimate contractor gives you a written quote before any work begins.

About Property Renovators Home Services

Property Renovators Home Services has been operating in Gaithersburg since 2016. The business has completed over 5,700 jobs across Montgomery County. Fully insured. Every job is held to our standard.

If you have a job and want to know what it will cost, call (301) 395-3831. You get a clear number before any work starts.

Frequently Asked Questions

Yes. Any contractor performing home improvement work in Maryland is legally required to hold an MHIC license. This applies to handymen, remodelers, and trades doing work inside or outside a residential property.
MHIC stands for Maryland Home Improvement Contractor. The number is issued by the state and required for all residential home improvement work in Maryland. Property Renovators Home Services is licensed and insured in Maryland.
If you hire an unlicensed contractor, there's no state credential behind the work and no standard it has to meet. Licensed contractors are held to Maryland's requirements.
No. Insurance and licensing are separate requirements. An MHIC license means the contractor has met Maryland's qualification requirements. Insurance covers liability for damage or injury on the job. You want both. Ask for a certificate of insurance before work starts.
Yes. Property Renovators Home Services is licensed and insured in Maryland.
Ask for the MHIC license number. Ask whether they carry general liability insurance and workers compensation. Ask for a written quote before work starts. Ask who will be doing the work. Ask about their workmanship guarantee.

Ready to Schedule?

You get a clear quote before any work starts. Licensed and insured in Maryland.

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About Property Renovators Home Services

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Property Renovators Home Services is a family-owned company serving all of Montgomery County, MD. Jay and Jacob Mora founded it together in 2016 and run it side by side, both with real time in the field. The crew that works on your property is background-checked, vetted, and trained to one standard. Licensed and insured in Maryland, with 10 years in business and 20 years of trade experience behind the work.

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"Trustable any day any hour. They will move mountains to help you. My favorite professional crew. I highly recommend this family company."

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